Jumbo CDs are simply a variety of conventional certificates of deposit, requiring a higher initial deposit to open. Characteristics such as having a fixed maturity term and rate, and charging a. Its junior jumbo CDs are worth highlighting, which boast the following APYs for minimum deposits of $25,000: 3-month CD with a 0.76% APY, a 6-month CD with a 0.84% APY, a 12-month CD with a 0.88% APY, a 18-month CD with a 0.92% APY and a 2-year CD with a 0.97% APY. A jumbo certificate of deposit (or jumbo CD) is a CD that has a balance of at least $100,000. At this level, you can typically earn a higher amount of interest on your CD versus another CD with a lower deposit amount. A certificate of deposit, or CD, is a great place to store cash. A certificate of deposit is generally seen as a low-risk investment. Two types of CDs are available: basic and jumbo CDs. Both investments work in similar ways. But jumbo CDs require a higher.
We are a Certificate of Deposit (CD) management and consulting firm specializing in helping our clients find the best jumbo CD rates available nationally. We search the U.S. looking for federally insured banks (FDIC) and credit unions (NCUA).
We have been serving institutional and individual investors since 1991. The most popular terms offered are from 90-days to 5-years. We track over 200 banks and credit unions at any given time, and obtain specials throughout the week. Feel free to contact us and ask about current offers. Questions? Check out our FAQs page.
Our goal is not to just provide a rate, but truly a bridge to a better banking experience.
Placement Services
We work with banks and credit unions offering some of the top rates in the country, which saves you time calling them yourself.
We offer both fee and no-fee services.
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CD Rates
Jumbo CD Investments strives to provide you the information you need to help make decisions about your CD investments. We provide rate comparisons, laddering strategies, bank health data, and more.
About Us
Jumbo CD Investments has been serving our clients for over 25-years! We currently serve over 1,000 clients nationwide and oversee about $1.4 billion. We are located in the beautiful Sacramento area in a small town called Dixon.
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Open a Chase Certificate of Deposit
You must be an existing Chase checking customer to open online.
Certificate of Deposit FAQ
What is a Chase CD?
A certificate of deposit, or CD, is a deposit account with us for a specified period of time.
What is the minimum deposit amount to open a Chase CD?
$1,000
How is the Chase CD interest calculated?
We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.
Are there early withdrawal fees or penalties associated with a Chase CD?
There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:
- If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
- The amount of your penalty will be deducted from principal.
See the Deposit Account Agreement and rate sheet for further details
What does it mean when my Chase CD matures?
The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.
Jumbo Cd Rates Today
Find a Chase ATM or branch
To find a Chase ATM or branch near you, tell us a ZIP code or an address.
Open a Chase Certificate of Deposit
You must be an existing Chase checking customer to open online.
Certificate of Deposit FAQ
What is a Chase CD?
A certificate of deposit, or CD, is a deposit account with us for a specified period of time.
What is the minimum deposit amount to open a Chase CD?
$1,000
How is the Chase CD interest calculated?
We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.
Are there early withdrawal fees or penalties associated with a Chase CD?
There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:
- If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
- The amount of your penalty will be deducted from principal.
See the Deposit Account Agreement and rate sheet for further details
What does it mean when my Chase CD matures?
Jumbo Cd Rates Chase Bank
The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.
Find a Chase ATM or branch
Jumbo Cd Rates Highest
To find a Chase ATM or branch near you, tell us a ZIP code or an address.